Skip to content
Tornado Foosball Table

tornado-foosball-table.com

Tornado Foosball Table

tornado-foosball-table.com

Probate Attorney & Debts of Deceased Relatives

Mackenzie Carson, November 17, 2023

A probate attorney should be contacted by a survivor if there are questions regarding debts of a deceased loved one. There are certain legal rules regarding the debts of a person who has died. Many times creditors move in on surviving spouses, Probate Attorney & Debts of Deceased Relatives Articles parents or other relatives and try to get them to pay up out of a sense of obligation, morality or guilt. Unfortunately, even though these surviving relatives don’t legally owe the money, they may be coerced into paying it. That’s why it’s so important to seek guidance from a trained legal representative such as a probate attorney with experience in this area of laws probate attorney houston, texas.

Here are some things to think about.

Federal Trade Commission: The FTC has put out a warning to consumers in order to alert them about these unscrupulous debt collecting practices. The Federal Trade Commission states that a person’s estate is responsible for paying outstanding bills, not relatives. If a spouse’s name was also on a loan, he or she would be liable but not otherwise.

State laws vary: Probate and estate laws vary from state to state so it’s crucial for survivors to get legal advice from an experienced lawyer. If the deceased person had a lawyer, this legal representative might be the one to turn to for advice.

Creditors file during probate process: When a person dies, loan holders such as mortgage companies and banks will typically file to be paid during a probate process. Assets will typically be sold and creditors paid for as long as the money holds out. If there isn’t enough cash to settle all outstanding bills, unless a spouse or relative is on the loan as a co-borrower, the debt will have to go unpaid. This is one of the risks that banks take.

What to do if debt collection agencies are harassing you: If harassing phone calls and letters are rolling in for a deceased relative’s outstanding bills, there are steps to take.

Some examples are:
Don’t give out personal information: No matter what these strangers ask, don’t give them any information. Never give personal info out to people you don’t know, especially over the phone. Not only are collection agencies not following the law if they use these tactics, but other scam artists could be trying to con you, as well. In fact, criminals have been known to read newspaper obituaries and contact family members in order to bilk money from them.

Never give out social security numbers: Don’t give your social security number out to anyone. Don’t give the deceased person’s SS# out either.

Just hang up: A person can either hang up or tell the person calling to contact the law office handling probate proceedings.

Report to the FTC: If a surviving relative is being harassed over bills by any individual or agency, it would be wise to report this to the Federal Trade Commission.

When a spouse or relative dies, it’s a difficult situation that often involves a lot of grief. Having to deal with harassing behavior from creditors that’s also illegal is just plain wrong. This is when a probate attorney will be extremely valuable.

Opinion

Post navigation

Previous post
Next post

Leave a Reply Cancel reply

You must be logged in to post a comment.

Categories

Archives

Recent Posts

  • Men Short for Men

  • Mens Lightweight Parka Jackets

  • Air Jordan Infant Shoes

  • Suede Sherpa Jacket Mens

  • Top 10 Best 40 Lb Fishing Lines Comparison

  • Casual Pants Men’s Short

  • Fur Lined Denim Jacket Mens

  • Mens Yellow Blazer Jacket

  • Sports Jacket

  • Top 10 Best Saltwater Beach Casting Fishing Reel Comparison

  • Men Pant Inseam Size Chart

  • Top 10 Best Skype Stereo Mix And Microphone At The Same Time Comparison

  • Top 10 Best Striper Fishing Reel Comparison

  • Top 10 Best Lighted Fishing Reels Comparison

  • Cheap Bomber Jackets Men’s

  • Top 10 Best Inline Ice Fishing Reels Comparison

  • Infant Cat Boots

  • Denim Jackets Xxl Men

  • Mens Short Wholesale

  • Round Neck Sweater Men

  • Men Running Short Sale

  • Grey Sweaters Outfit Men’s

  • Kids Boots Size 5 Boys

  • Top 10 Best Fishing Rod Bag Comparison

  • Nike Windbreaker Jacket Vintage

  • Best Soft Sided Collapsible Dog Crates

  • Nose to Nose Soft Dog Crates

  • Top 10 Best Fishing Reel Service Kit Comparison

  • Top 10 Best What Kind Of Fishing Lines Is Trilene? Comparison

  • Buy Red Leather Jackets Men’s

©2025 Tornado Foosball Table | WordPress Theme by SuperbThemes